Reese Howard is a senior counsel in the Banking and Finance team at Mercier & Valez. Based in Birmingham, United Kingdom, Reese has more than 5 years of experience advising clients across multiple jurisdictions. Reese negotiates secured lending arrangements, project finance and acquisition finance. Reese is well versed in regulatory capital issues and fintech financing structures. Reese represents banks, lenders and borrowers in syndicated and bilateral financings. Earlier in Reese's career, Reese worked as a clerk for a respected judge, which sharpened Reese's analytical abilities. Over 5 years, Reese has built a reputation for delivering strategic, practical advice and has led matters valued in the hundreds of millions of dollars. Reese is a member of the Law Society and various professional associations related to banking and finance, and actively mentors junior lawyers within the firm. Reese is passionate about pro bono work, dedicating time to initiatives that expand access to justice. Reese’s combination of technical expertise, international perspective and dedication to client service makes Reese a trusted advisor for clients navigating complex legal landscapes. Reese approaches every matter with a focus on efficiency and collaboration, ensuring that clients’ goals remain paramount. Reese stays abreast of evolving regulatory developments and leverages Reese's knowledge to help clients anticipate challenges. Reese thrives in cross-border matters, coordinating multi-jurisdictional teams and delivering seamless service. Reese is known for Reese's ability to distill complex legal issues into clear, actionable guidance for executives and boards of directors. Clients appreciate Reese's responsiveness and Reese's knack for crafting innovative solutions to difficult problems.